Insurance Regulation

Court Rejects NIA’s Bid to Halt N98.4 Billion Insurance Probe by House of Reps

The Federal High Court in Abuja has declined a request by the Nigerian Insurers Association (NIA) and 17 insurance firms to stop the House of Representatives from probing alleged unpaid liabilities worth ₦98.4 billion.

The House Committee on Capital Market and Institutions launched an investigation into 25 insurance companies over suspected failure to remit funds due to the Federal Government.

In response, the NIA and the affected insurers approached the court. They wanted the investigation paused, arguing it overstepped the legislature’s authority.

Justice Emeka Nwite listened to the plaintiff’s request. However, he ruled that the House and its committee should be allowed to respond before a decision is made.

The court refused the ex parte motion—an urgent legal application filed without notifying the other side. The next hearing is scheduled for August 13, 2025.

According to their lawyers, the insurers are not government-funded entities. Therefore, they believe only regulators like NAICOM, CAC, or FIRS have authority to review their financials.

They objected to being summoned and asked to submit internal documents. They also questioned the House’s power to force their CEOs to appear before the committee.

In an affidavit submitted by the NIA, the group expressed the following concerns:

  • The probe is aimed at recovering ₦98.4 billion allegedly owed to the Federal Government.
  • A consortium of consultants was hired by the committee to review these firms—raising concern over conflict and overreach.
  • The House has no legal backing to demand regulatory or operational records from private insurance companies.
  • The continued investigation could damage or disrupt their operations.

The NIA claims the House’s ongoing actions could harm their businesses. They fear reputational damage and business losses.

They believe the investigation challenges the independence of regulatory bodies and threatens the integrity of the insurance industry.

Although the court allowed the hearing to proceed during its vacation period, it refused to issue a temporary order against the House.

Justice Nwite stated that for fairness, the House must respond to the claims before the court makes any decision.

The case will be heard again on August 13, 2025. Until then, the House of Representatives is free to continue its probe.

This legal battle may shape the future of legislative oversight in the insurance and capital market sectors in Nigeria.

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